Mortgage broker in West Kelowna
West Kelowna, Westbank, Lakeview Heights and Peachland. A short drive from my Kelowna office, and most of the process happens remotely anyway.
West Kelowna has its own character from a financing point of view. There's a lot of newer construction, a good deal of it on sloped lots with views, and a mix of freehold and leasehold land that not every lender handles the same way. Leasehold in particular — including properties on Westbank First Nation land — is something to establish early, because the list of lenders who will finance it is shorter and the terms differ.
If you're looking at a property and aren't sure how the land is held, send me the listing before you write an offer. It takes a few minutes to check and it can save an unpleasant surprise during the financing condition.
How we'd work together
Most of my West Kelowna clients never come to the office, and nothing about the process suffers for it. Documents move by secure upload, signatures are electronic, and I'm on the phone whenever you need me. If you'd rather meet, the office is fifteen minutes over the bridge.
What I can help with in West Kelowna
First-time buyers
Down payment minimums, the stress test, BC Property Transfer Tax exemptions, FHSA and HBP — explained in plain numbers.
LEARN MORE →Self-employed & BFS
Two years of T1 Generals, add-backs, retained earnings. The right lender reads the whole story, not just line 15000.
LEARN MORE →Renewals
Your lender's renewal letter is an opening offer. Knowing what else is available is what gives you options.
LEARN MORE →Refinance & debt consolidation
Pulling equity out, consolidating higher-interest debt, or funding a renovation. The penalty math matters — I run it first.
LEARN MORE →Let's talk about your application.
Send me a few details and I’ll come back to you the same business day. From there we can have a proper conversation about what makes sense for you.
Prefer to talk? 250 328 5772