Mortgage broker serving British Columbia
I'm licensed across BC, and most of the process happens by phone, email and e-signature — so where you are in the province doesn't limit what's available to you.
Mortgage brokering in British Columbia is regulated province-wide, which means my registration lets me work with clients anywhere in BC — the Lower Mainland, Vancouver Island, the Kootenays, the north, and everywhere in between. The lender panel is the same wherever you are.
What does change from region to region is property type, and that's where a broker earns their keep. A Vancouver strata with a depreciation report, a Kootenay acreage on a well, a Vancouver Island home with a heritage designation, a Prince George property in a slower market — each one narrows or widens the lender list in different ways.
Working together remotely
Documents come in by secure upload, signatures are electronic, and we talk as often as you'd like. Your lawyer or notary handles the closing locally. In practice a client in Nanaimo and a client in Kelowna get the same service and the same access.
What I can help with in British Columbia
First-time buyers
Down payment minimums, the stress test, BC Property Transfer Tax exemptions, FHSA and HBP — explained in plain numbers.
LEARN MORE →Self-employed & BFS
Two years of T1 Generals, add-backs, retained earnings. The right lender reads the whole story, not just line 15000.
LEARN MORE →Renewals
Your lender's renewal letter is an opening offer. Knowing what else is available is what gives you options.
LEARN MORE →Refinance & debt consolidation
Pulling equity out, consolidating higher-interest debt, or funding a renovation. The penalty math matters — I run it first.
LEARN MORE →Let's talk about your application.
Send me a few details and I’ll come back to you the same business day. From there we can have a proper conversation about what makes sense for you.
Prefer to talk? 250 328 5772